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Additional insurance

On the following pages you can find out about the services offered inform by DK Sportler beraten Sportler GmbH. We are happy to advise you in a personal conversation.

A car is still the peoples' favorite form of transportation. But accidents – whether "fender benders" or, much worse, resulting in physical injuries – happen every day. Therefore, mandatory liability insurance for motor vehicles is necessary. This legal provision aims to ensure that the victims of accidents are indemnified – even if the person liable to pay damages is without means.

Travelling by motor vehicles involves risks!

There is hardly any field of insurance which has undergone as many changes in recent times as has motor vehicle insurance. For this reason, an individual quotation based on the vehicle and the exact scope of insurance required is indispensable.

We have to differentiate between the following:

  • Motor vehicle liability insurance
  • Comprehensive motor vehicle insurance
  • Passenger accident insurance
  • Roadside assistance contracts

If you would like a personal quotation, use our enquiry form, or the contact form.

In addition, we can offer you special, individually tailored plans - with fixed premiums and special arrangements as regards your no-claims bonus.

Request information in the space provided at the bottom of this page.

Personal liability insurance is one of the most important insurances for private individuals.

"A person who intentionally or negligently unlawfully injures the life, body, health, freedom, property or another right of another person is liable to make compensation to the other party for the damage arising from this." (Section 823 German Civil Code (BGB)).

There is always the risk of causing damage in our day-to-day lives. And the compensation for these cases of damage can be extremely high, especially in those cases in which human beings are injured.

Request information in the space provided at the bottom of this page.

Protection for valuable belongings

The contents of an apartment or of a house are insurable. In the case of damage by fire, lightning, mains water, storm, hail, extensive natural element damage and/or burglary, the financial loss resulting from existence-threatening damage to all or part of a household can be significant. In specific cases, it can even pose a risk to the livelihood of the person concerned.

The household contents insurance comprises the entire contents of the household which are intended for use and consumption. Moreover, valuables, such as cash, jewellery and paintings, are included (up to certain indemnity ceilings).

Due to the complexity and individual specialties we would like to advise you after contacting us.

Request information in the space provided at the bottom of this page.

There is no guarantee of success in a court of law.

In the event of a lawsuit which is covered by the insurance, the insurance underwriter assumes the legal and court fees and the expenses involved in using experts and witnesses. Road transport legal expense insurances are sensible for everyone participating in road transport. Moreover, general legal expense insurance can also be a sensible option in other day-to-day situations.

Which kinds of legal expense insurances are available?

  • Road transport legal expense insurances
  • Private and professional legal expense insurance for employed or self-employed persons
  • Legal expense insurance for vehicles
  • Legal expense insurance for drivers
  • Legal expense insurance for families
  • Legal expense insurance for owners and tenants
  • Protection in case of proceedings before the DFB [German Football Association] Sports Court
  • and various insurance combination packages

Due to the complexity and individual specialties we would like to advise you after contacting us.

Request information in the space provided at the bottom of this page.

For owners of real estate – regardless of whether they are owner-occupiers or let their property - this insurance is indispensable in order to protect their property. The objective is to insure such property against destruction and damage to the highest degree possible.

In this context, the building is insured against the following risks (depending on the desired scope of the policy): fire, mains water, storm/hail, flooding, snow, so-called extended damage due to the elements, wilful damage, loss of rent, glass breakage and many other risks.

Due to the complexity and individual specialties we would like to advise you after contacting us.

Request information in the space provided at the bottom of this page.

The topic of the “need for care” is not only relevant for those of the older generation - it concerns everyone.

Because, as a result of an illness or an accident, anyone might require nursing care. However, this can entail tremendous financial costs for those concerned. Most people grossly underestimate the level of the monthly nursing costs which are incurred (in addition to the costs paid by statutory insurance). An additional insurance does not only protect you and your close relatives - also if such an insurance has been taken out the government does not have to make recourse to your relatives if you need nursing care. Statistically, over the years, the risk of needing care increases, while the payments met by the statutory insurance decline.

We are pleased to provide further details and sample calculations on request. Get the government subsidies to enhance your private nursing care insurance now.

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In order to have a carefree life in old age, you have to make provisions early on.

Tax-privileged life and pension insurance schemes constitute a good option in this respect.

But which version is best? Where/how do I get the highest amount of subsidy? Are there other types of old-age income provision?

We would be pleased to answer these, as well as all other questions, in a personal meeting with you.

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In order to make provisions for the worst and not leave your family destitute, you can protect yourself with a term life insurance.

You can protect your surviving dependants against financial distress for surprisingly small amounts of money.

Various components have to be taken into account in order to determine your individual requirement and the most favourable insurance. Annual income, potential liabilities due to real estate loans (mortgages) or other loans and the question of whether there are children (age?) are used as key factors. In addition to the sum insured, the length of the term of the contract is also of high importance.

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The German government realised some time ago that the statutory pension alone is no longer sufficient to ensure a sufficient income for pensioners.

For this reason, the government supports and promotes a range of pension options:

  • Riester pension (insurance, investment or residential property financing under a Riester scheme)
  • Rürup pension
  • Company pension
  • Pension funds

as well as some others.

The answer to the question of which of these options is right for you has to be tailored to your specific situation. We are, of course, pleased to discuss this with you.

Request information in the space provided at the bottom of this page.

Please see the specifications of the respective provider for exact details. You can request the corresponding level of insurance directly HERE.

Due to the complexity and individual specialties we would like to advise you after contacting us.

Request information in the space provided at the bottom of this page.

Request information in the space provided at the bottom of this page.

Any Question?